eps

General Information

The payment system eps (Electronic Payment Standard) is one of the most popular payment methods in Austria, but it is also accepted by merchants in Germany and Switzerland.

Customers make payments directly through their bank accounts and in real-time.

Features

Payment types

✅ One-time payment
✅ Refund
✅ Partial refund
❌ Pre-authorization
❌ Tokenization
❌ Recurring payments (Subscription)

The payment method eps is available within Payrexx Pay Plus. It is therefore available to merchants based in 🇨🇭 Switzerland, 🇱🇮 Liechtenstein, 🇦🇹 Austria, 🇩🇪 Germany, 🇮🇹 Italy, 🇫🇷 France, 🇱🇺 Luxembourg, 🇩🇰 Denmark, and 🇧🇬 Bulgaria:

Country Availability

Fees

The transaction fees vary depending on the zahls.ch plan you choose. For more information, please refer to our pricing overview.

Transaction limits

The following amount limits apply to transactions made with eps:

Minimum amount: EUR 0.50 per transaction
Maximum amount: EUR 30,000.00 per transaction

Setup

To receive payments via eps, you simply need to activate the payment method in your zahls.ch account. Follow these steps:

Navigate to Payment Providers in the main menu of your dashboard.
Click on "Configure" next to Payrexx Pay Plus.
Scroll down a bit and check the box next to "eps".
Complete the configuration by clicking "Save" at the bottom right of the page.

Payment From The Customer's Perspective

In this section, you will learn how a payment with eps works.

The customer fills in the required fields and selects the payment method "eps".
The customer provides their email address and the name associated with their bank account and clicks the green "Pay" button.
zahls.ch redirects the customer to the eps website (in German).
From the list of available banks, the customer selects their bank.

5. The customer clicks on "Fortsetzen" which means "Continue".

6. The customer is redirected from eps to their bank, where they can log in and complete the payment.