6 months of the Expert plan
with no monthly fee
If you founded your company in the last 12 months, you get zahls.ch’s lowest fees for 6 months: 2.0% + CHF 0.20 instead of 2.9% + CHF 0.30 per TWINT or card payment – without the CHF 49.00 monthly fee. After that you move automatically to the free Starter plan.
Founded in the last 12 months · Based in Switzerland · No cancellation needed
What’s in the package
- Expert plan: 2.0% + CHF 0.20 per payment with TWINT and Swiss or European cards
- CHF 0.00 instead of CHF 49.00 a month – for 6 months, CHF 294.00 saved in total
- Every feature: payment links, invoices, QR codes, shop plugins and API – as in every plan
- After 6 months automatically the Starter plan with no monthly fee – no surprise costs
How to get the startup package
01
Open your account
Sign up for free at signup.zahls.ch. Your account starts on the Starter plan and is verified like every account.
02
Apply
Fill in the form below: company, founding month and the name of your zahls.ch instance.
03
Activation
We review your application and activate the Expert plan. The 6 months run from activation, then Starter applies automatically.
What you save
Example: 100 payments of CHF 50.00 a month (CHF 5'000.00 volume)
| Plan | Starter | Expert (regular) | Startup package |
|---|---|---|---|
| Monthly fee | CHF 0.00 | CHF 49.00 | CHF 0.00 |
| Per payment (TWINT, CH/EU cards) | 2.9% + CHF 0.30 | 2.0% + CHF 0.20 | 2.0% + CHF 0.20 |
| Example cost per month | CHF 175.00 | CHF 169.00 | CHF 120.00 |
Conditions
- Your company was founded no more than 12 months ago (commercial register entry or start of business).
- Based in Switzerland.
- You are new to zahls.ch.
- Your account is verified (the same verification as every zahls.ch account).
- The monthly fee is free. Payments are charged at Expert rates per the price list, including the exceptions listed there (e.g. international cards, American Express).
- After 6 months your account moves automatically to the Starter plan. Nothing to cancel, and you can pick another plan at any time.
Startup offers compared
Which payment providers in Switzerland offer something for startups – with source and date.
| Provider | Who for | What you get | Duration | Source |
|---|---|---|---|---|
| zahls.ch Startup-Paket | Founded no more than 12 months ago, based in Switzerland, new to zahls.ch | Expert plan without the CHF 49 monthly fee: 2.0% + CHF 0.20 per TWINT or card payment. No extra bank account needed. | 6 months, then Starter (CHF 0/month) | – |
| PostFinance Startangebot | Founded no more than 2 years ago, based in Switzerland or Liechtenstein, capital deposit or business account with PostFinance | PostFinance Checkout Flex software licence free; plus business account fees waived and Visa Business Card free in year one | Licence 6 months (account 2 years) | postfinance.ch |
| Stripe Startups | Early-stage, venture-funded companies; apply directly or via partners | Credits to offset Stripe fees; amount for Switzerland not published | not stated on the page | stripe.com |
We found no dedicated startup offer at SumUp, wallee (free trial), Worldline Saferpay or Datatrans.
To be fair: the PostFinance offer is open to companies up to 2 years old and adds banking services – but requires a PostFinance account. If you have venture funding, check Stripe’s programme. Our package is for young companies that want to accept TWINT and cards without switching banks and without a monthly fee.
As of: 12 November 2026. Provider details as stated on their websites; terms may change.
Apply for the startup package
Open your free account first and enter your instance name here. We review every application personally.
Startup package FAQ
Companies based in Switzerland, founded no more than 12 months ago and new to zahls.ch. The legal form doesn’t matter – sole traders without a commercial register entry can apply too.
The Expert plan’s CHF 49.00 monthly fee is waived for 6 months, CHF 294.00 in total. Each payment costs the Expert fee of 2.0% + CHF 0.20 instead of 2.9% + CHF 0.30 on Starter.
Your account moves automatically to the Starter plan with no monthly fee (2.9% + CHF 0.30 per payment). Nothing to cancel. If a paid plan pays off for you, you can switch at any time.
From the day we activate the Expert plan in your account. We confirm this by email.
Yes. The account is free on the Starter plan, and you can run payments in test mode before going live.
Ready for your first payments?
Open a free account, apply and get paid at Expert rates for 6 months with no monthly fee.