zahls.ch
One account for TWINT, cards and PostFinance Pay. Fee per payment, Starter with no monthly fee, plugins and tools included.
TWINT · FeesTWINT fees
TWINT fees
clear per payment
With zahls.ch you pay one fee per TWINT payment: 2.9 % + CHF 0.30 on the Starter plan, with no monthly fee. No separate TWINT contract, no setup fees, and the same fee applies to Swiss cards and PostFinance Pay.
No setup fees · Starter with no monthly fee · TWINT included
| Plan | TWINT | TWINT Pay Later |
|---|---|---|
| StarterCHF 0.00 / month | 2.9% + CHF 0.30 | 3.9% + CHF 0.30 |
| AdvancedCHF 15.00 / month | 2.6% + CHF 0.30 | 3.6% + CHF 0.30 |
| ProfessionalCHF 29.00 / month | 2.3% + CHF 0.25 | 3.3% + CHF 0.25 |
| ExpertCHF 49.00 / month | 2.0% + CHF 0.20 | 3.0% + CHF 0.20 |
Examples on the Starter plan
- Order value CHF 20.00
Fee: CHF 0.88
You keep: CHF 19.12
- Order value CHF 80.00
Fee: CHF 2.62
You keep: CHF 77.38
- Order value CHF 250.00
Fee: CHF 7.55
You keep: CHF 242.45
How the TWINT fee is made up
Three things decide what you pay per TWINT payment.
01
Percentage per payment
2.9 % of the amount on Starter. Higher plans lower it to 2.0 %.
02
Fixed amount per payment
Plus a fixed amount: CHF 0.30 on Starter, CHF 0.20 on Expert.
03
Monthly fee by plan
Starter has no monthly fee. Higher plans cost CHF 15 to CHF 49 per month and lower the fee per payment in return.
What the fee includes
You pay per payment, not for add-on modules.
- No separate TWINT contract
- TWINT acceptance is included in your zahls.ch account. You do not need a separate acceptance contract.
- No setup fees
- Account, shop plugins and tools come with no setup fees. On Starter, fees only apply when customers pay.
- Same fee in every tool
- TWINT costs the same in the shop plugin, payment link, invoice, donation form and digital terminal.
- One fee for standard methods
- Visa and Mastercard from Switzerland and the EEA, Apple Pay, Google Pay and PostFinance Pay cost the same as TWINT. Exceptions such as Amex or Reka are listed on the pricing page.
- TWINT Pay Later
- Customers can pay within 30 days; the credit partner carries the default risk. Fee on Starter: 3.9 % + CHF 0.30.
- Bundled payouts
- Your TWINT revenue reaches your bank account bundled with all other payments.
Which plan fits you?
The monthly fee decides from which revenue a higher plan pays off.
Low or irregular revenue
Starter: no monthly fee. You only pay when you sell.
Regular revenue
From around CHF 5'000 in monthly revenue with standard methods, the higher plans are cheaper. The fee calculator on the pricing page shows the exact figure.
Many small amounts
With small baskets the fixed amount matters more. Higher plans lower it too, down to CHF 0.20.
High volumes
From about CHF 10'000 in monthly revenue we are happy to prepare an individual offer.
TWINT via zahls.ch or another way?
What you need to factor in for each option.
Separate contracts per method
Separate contracts for TWINT and cards mean several onboardings, several statements and often a separate shop integration.
Private TWINT
Quick for one-off amounts, but no checkout integration, receipts or order matching. Not a solution for a shop.
FAQ on TWINT fees
2.9 % + CHF 0.30 per payment on Starter, with no monthly fee. Higher plans lower the fee to 2.0 % + CHF 0.20 for a monthly fee of CHF 15 to CHF 49.
No. TWINT acceptance is included in your zahls.ch account.
No. Account, plugins and tools have no setup fees. On Starter you only pay when payments come in.
3.9 % + CHF 0.30 per payment on Starter. Customers can pay within 30 days and the credit partner carries the default risk.
Yes. The fee depends on payment method and plan, not on the tool.
Your revenue is paid out to your bank account in bundles, by default at the end of the month. After the initial phase you can change the interval.
Read more
Set up TWINT in your WooCommerce shop or switch from sellxed or Stripe.
Offer TWINT in your shop
Create an account, connect the plugin and accept TWINT, with no setup fees.