Adapter: Ideal Payment
Ideal Payment AG is a Swiss company that offers merchants the payment method "purchase on invoice" with integrated accounts receivable management.
General Information
Ideal Payment AG is a Swiss company that offers merchants the payment method "purchase on invoice" with integrated accounts receivable management.
Links
Features
Payment types
The following features are available in the zahls.ch dashboard:
- ✅ One-time payment
- ✅ Refund
- ✅ Partial refund
- ❌ Recurring payments (Subscription)
- ❌ Tokenization
- ❌ Pre-authorization
Payment methods
- Purchase on Invoice
- Payment in 2 installments
- Payment in 3 installments
Installment payments
Installment payments are possible with Ideal Payment as the end customer can pay only a part of the amount due. The dunning process continues until the full amount is settled.
Merchants can adjust the dunning deadlines via the Ideal Payment customer portal to grant customers more time for payment.
Country Availability
The "purchase on invoice" payment method from Ideal Payment is only available to merchants from Switzerland and Liechtenstein .
Setup
Please follow the instructions below to integrate Ideal Payment as an external payment provider in zahls.ch.
Configuration of zahls.ch
Request an offer
Navigate to Payment providers in your zahls.ch account and click "Show" under alternative payment methods:
Then click "Setup" next to Ideal Payment:
Choose the option "Yes, I want an offer":
Finally, fill out the form and click "Request offer now" at the bottom right:
Configuring Ideal Payment
Log in to your zahls.ch account and navigate to Payment providers. Then click "Configure" next to Ideal Payment, which will open a window with the following configuration options:
- If you want to test Ideal Payment, select the "Test" option in the mode settings. You can find more information on this topic in the support article about testing. If you want to use Ideal Payment for live transactions and offer it as a payment method to your customers, choose the "Live" mode.
- Ideal Payment incurs transaction fees, which consist of a percentage fee and a fixed fee. Enter the fees specified in your contract with Ideal Payment here:
- Enter the live mode credentials you received from Ideal Payment here.
- Enter the test mode credentials you received from Ideal Payment here.
Don’t forget to complete the configuration by clicking the "Save" button.
Payouts
Since Ideal Payment is integrated into zahls.ch as an external payment provider, payouts are not processed by zahls.ch but directly by Ideal Payment.
Most transactions are paid out to merchants in real time – immediately after the customer completes the payment. The remaining balance is settled according to the contractually agreed settlement period, starting from the invoice date (varying by merchant).
On average, it takes around 15 days for the merchant to receive the full amount.