Tokenization

Tokenization refers to the storage of a credit card for future payments. The credit card data is stored as tokens for both the customer and the merchant, which simplifies and speeds up the payment process.

Please note: Tokenization does not guarantee that the amount can actually be charged.

The benefits of tokenization

• Merchants can use the token to execute a charge in the zahls.ch backend.
• Shoppers can save their credit card details in the shop for the next purchase.
• Card data can be stored for an unlimited period.
• Only the card number and expiration date are checked, not the credit limit.

Increased security through tokenization

In tokenized payments, the credit card number (PAN, Primary Account Number) is not transmitted during the transaction but is replaced by a token. This increases the security of the payment.

Integration

Tokenization with zahls.ch can be set up via the API, Gateway, or e-commerce tools.

Via API or Gateway

You can find instructions for implementing tokenization as a payment method via API or gateway in our developer documentation.

Via e-commerce tools

After registering a payment provider that supports tokenization, the "Tokenization" payment method can easily be selected in the e-commerce tools.

You can activate tokenization in the Pages Tool, among other places.

Subscription payments

For more information on using tokenization for subscriptions, refer to the following article.

Subscriptions via tokenization (API)→